Frequently Asked Questions

Getting an online payday loan is easy. Simply complete the online form found here. The payday loan form automatically renders a decision and all you have to do is follow the on-screen instructions to have your funds deposited.

You can borrow as little as $100 or as much as $2,000.

The cost of a payday loan varies. A loan can cost anywhere between 18% – 21%. You can decide to accept or decline the loan terms after you are approved.

Completing the online loan form takes less than 3 minutes. If you fill out the form correctly, getting your cash can take as little as 1 hour. It may take up to 24 hours if there is an issue with the information you provide on the loan form. For quick cash, be sure to enter correct information.

Almost everyone is approved. However, to get an online payday loan you must:

  • Be 18 years old or older
  • Reside in Canada
  • Earn at least $1000 per month
  • Own a valid Canadian bank account

If you do not repay your payday loan on-time the loan will be marked delinquent and will be subjected to additional fees. If the repayment debit fails and is returned from your bank, your bank will charge you an NSF (non sufficient funds) fee for the failed item. Your loan will continue to accrue charges on the unpaid balance and you will not be considered for further borrowing again until you have paid of the balance in full.